try this site where you can compare quotes from different companies: www.usainsurancequotes.net How Much is Car Insurance going to cost for a 1997 corvette, if I am 16? Is it true that the older cars cost less to insure? a young man & a corvette is a dangerous combination….& don t try to tell us you ll never hot rod the car…that,sa given..& insurance company,s know this.it matter,s little how the car is equipped…it,sa sport,s car & your very young [ lot,s of testosterone] …a volatile combination as far as insurance company,s are concerned…expect to pay top dollar. it,s true that a 97 will cost a little less than a new ZR1…but just a little..consider that your 16…no driving history & you want to start out with a corvette. call a bunch of insurance agency,s [ god know,s there are very many to choose from] & get some quote,s…but you had better be sitting down when they hit you with the price,s…also.. it s not just the fact it sa sports car…you must understand that the car is made of fiberglass or other exotic material,s that make it expensive to repair if you have full coverage…& you would be foolish not to have that coverage…….best of luck!